I know, I know, we still have 2 more days left to go for Nov. But being here in Japan means that I am actually living a day ahead.
As I am typing this entry, it is around 10am on Nov. 29th. Just today and tomorrow until I close my budget for the month.
Hence, the good news!!
1. My total expenditure for Nov. will be under $1000!! This includes personal taxes, rent, food, parties, bills, insurance, eat-outs, all in all!! EVERYTHING!!
2. Compare my net expense to my net income, I have saved 60% of my salary this month!! wooohooooooooooooooooooooooo
3. Not to mention that I do rent my own place, and live in one of the most expensive cities in the world - TOKYO, JAPAN.
4. I have even managed to buy two small presents for myself this month, a really interesting book about life, and a colorful budget book for year 2007 with cute stickers and designs.
5. As for my $10/day daily budget? I did it! On some days I spent more than I had to, but on some days I saved a bunch. In fact, I still have a total of $30 dollars left to spend for today and tomorrow and still remain just under the grand $1000 expense for the month.
I can't say how happy and confident I feel to take control over my finances. I think my self-confidence has increased simply because I was able to walk the talk.
It is an amazing feeling, and a strong one too, being able to feel the sense of purpose and direction in life.
Well, new goals for Dec:
I've already drafted my budget, and I will also continue to read/listen to some books/audio books.
1. 7 habits of highly effective people
2. the millionaire mind - Thomas Stanley.
3. 21 secrets of self-made millionaire by Brian Tracy.
Happy saving everyone!!! I hope this will encourage some of you, and I did it because of all you guys here!! I come to this site, and I read, and I am more aware of my finances than ever before!!
To all of you! Thank you!
Today is the day I celebrate for the end of Nov.
November 29th, 2006 at 01:29 am
November 29th, 2006 at 01:46 am 1164764803